Filling out an online quote form is a fast and easy way to compare insurance rates from various companies and to secure coverage with ease. When filling out these quotes, however, you will be asked a lot of questions. Along with having to enter your basic information and the details about your car, you'll probably also be asked about accidents, tickets and other incidents that have occurred in your recent driving history.
Some people try to fib on such things because they think it will save them money on their insurance coverage. Others simply don't remember the details and just "wing it" when filling out these quote forms. However, it is important to gather the necessary information and fill out the forms as accurately as possible, without any fibbing. These are the main reasons why.
They're Going to Find Out Anyway
Even though you might be given an initial quote based off of the information that you provide, the insurance company will more than likely do its own research. This means that the ticket that you "forgot" to list or other important information will be found out. It's better to go ahead and enter it now, rather than wondering when your new insurer will find out about such things.
You'll Get More Accurate Quotes
Not filling out your quote forms accurately will result in quotes that are not realistic. Not only can this leave you paying more for insurance later than you originally budgeted for, but it could also cause you to make the wrong choice in coverage. For example, some companies are more forgiving about accidents and tickets than others, and some go back further on your driving history than others do. By entering each form as thoroughly and accurately as possible, you can get a more realistic picture of which provider will provide you with the best and most affordable coverage for your situation.
You Don't Want to End Up Without Coverage
Some insurance companies prefer not to insure high-risk drivers. If you fib on your application in order to get approved, you could just get canceled later. It's better to go ahead and secure insurance for your situation now rather than to risk a potential lapse later. This is especially true since there are plenty of providers out there that are willing to work with drivers in all sorts of situations.
For more information, talk to a professional like Manassero Insurance Agency Inc.
Share3 March 2016
Having lost everything in a fire while living in my very first apartment, I learned the hard way just how important renter's insurance was. I did not have any renter's insurance and had no idea that it was something that I needed to have. I had counted on the owner's insurance to cover the cost of replacing my belongings if something like that would happen. Boy, was I wrong. The apartment I moved into next was owned by a much more helpful man. He actually helped me find the insurance company to open a renter's policy with. Now, I have the insurance I need and feel confident that if a disaster like that should strike again, I will have the coverage I need to replace my things.